Health Insurance Information & Advice |
Bestquote Brokers uses Aviva for Health Insurance. Below are some notes and benefits.
- Discounted Travel Insurance
To members with an Aviva health insurance policy
- 10% Discounts Offered
On all Aviva policies.
- 20% Discounts Offered To Members Within A Group Scheme
Are you an employer, would you like your employees to avail of a 20% discount on their Aviva
health insurance policy. Please contact your broker to see if you meet the 20% discount requirements.
- Existing Members
Do you know, as an existing Aviva member, there may be a new plan that suits your needs better
than your current plan. Call your broker to find out.
- Treatment Abroad
Do you know, Aviva cover new and emerging procedures abroad where not available her in Ireland
to the amount whey would have paid for the most similar procedures here in Ireland. (This is available
on the majority of Aviva's plans). Call you broker to enquire more.
Do you know, Aviva cover you to have treatment abroad in a country of your choice for the amount
we would have paid for the treatment her in Ireland. (This is available on the majority of Aviva's
plans). Call you broker to enquire more.
- Waiting Periods
At Aviva Health they recognise that if you have been a member of another Irish health
insurance company, you may have already completed your waiting periods. In that case, and assuming
that you have not had a break in cover of over 13 weeks, you will have immediate cover from
Aviva Health when you transfer.
Waiting periods will apply when taking a health insurance policy for those:
- has never been insured before.
- is still subject to a waiting period with another health insurer.
- had a contract with a health insurer that has lapsed more than 13 weeks before
joining Aviva Health.
If you are upgrading your cover you will have to wait 2 years to access enhanced benefits in
relation to a medical condition which you have at the time when you upgrade (5 years if you are
over 65 years of age when you upgrade). In the case of maternity benefits, you will have to wait
1 year to access enhanced benefits.
Click for Waiting Period Information
Waiting Period
| Your age on joining 1 |
Accident or Injury |
New Conditions |
Pre-Existing Conditions |
Maternity |
Day-to-Day Benefits |
Lifestyle Benefits |
| < 55 years |
Immediately |
26 weeks |
5 years |
1 year |
Immediately |
Immediately |
| 55-59 years |
Immediately |
52 weeks |
7 years |
1 year |
1 year |
Immediately |
| 60-64 years |
Immediately |
52 weeks |
10 years |
1 year |
1 year |
Immediately |
| 65+ years |
Immediately |
104 weeks |
10 years |
1 year |
2 year |
Immediately |
1: all ages refer to your age on the date of joining Aviva Health
If you are upgrading your cover you will have to wait 2 year to access enhanced benefits in relation
to a medical condition which you have at the time when you upgrade (5 years if you are over 65 years
of age when you upgrade). In the case of maternity benefits, you will have to wait 1 year to access
enhanced benefits. There is a waiting period of 42 weeks for postal natal home help, Doula services,
cord blood stem cell preservation, breastfeeding consultancy and partner benefit. Please call us
on 0818 223 223 if you need further understanding of waiting periods.
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